PBX vs VoIP: which business phone system is better?

PBX vs VoIP: which business phone system is better?

For most Australian businesses, VoIP is the better long-term option because it is easier to scale, supports flexible work and can reduce the need for on-site phone hardware. A traditional PBX can still suit a business with specialised equipment, stable premises and a strong reason to keep its current setup.

The key point is that PBX and VoIP are not direct opposites. A PBX is a business phone system that manages extensions, call routing and features. VoIP is the technology used to carry calls over an internet connection. A cloud PBX uses VoIP, but the phone system itself is hosted off-site.

What is the difference between PBX and VoIP?

A traditional PBX is phone-system hardware located at your premises. VoIP is a way of making and receiving calls using internet protocol instead of traditional phone lines. The Australian Communications and Media Authority’s explanation of VoIP describes it as a group of technologies that carry voice communication over IP networks, rather than circuit-switched telephone networks.

A traditional PBX may connect desk phones across your office and route calls through physical lines. It can provide extensions, transfers, hunt groups, voicemail and automated menus.

VoIP can provide the same business functions through software and internet-connected devices. Staff may use desk phones, computers, mobiles or a combination of all three.

This means the real comparison is usually:

  • On-premises PBX: phone hardware and system software at your business.
  • Cloud PBX: phone system hosted by a provider and accessed over the internet.
  • Basic VoIP service: internet-based calling with fewer phone-system features.
  • VoIP with an on-site PBX: an existing PBX connected to VoIP services.

The term PABX means private automatic branch exchange. In everyday business use, PBX and PABX generally refer to the same type of business phone system.

Is PBX better than VoIP for a business?

There is no universal winner, but VoIP is usually the better fit for businesses that want flexible working, simpler expansion and less phone equipment on-site. A traditional PBX may be the better fit when your existing system works well and replacing it would create more disruption than value.

Business requirement Traditional PBX VoIP or cloud PBX
Where the system runs At your premises In the cloud or through internet-based services
Main infrastructure PBX hardware, cabling and phone lines Internet connection, network equipment and compatible devices
Adding users Often requires hardware, licences or cabling changes Usually managed through software and user settings
Remote work May require extra configuration or forwarding Usually built into the service through apps or softphones
Upfront cost Often higher because of equipment and installation Often lower, depending on devices and setup
Ongoing responsibility Your business or IT provider maintains the system Provider manages much of the platform
Call quality Can be stable on a well-maintained local system Depends heavily on internet, network and power quality
Features Depends on the age and model of the PBX Commonly includes call queues, apps, analytics and integrations
Best suited to Fixed offices with established infrastructure Growing, distributed or hybrid teams

The table shows the general technology difference. Actual costs and features depend on the system, number of users, handsets, call volumes, internet service and support arrangement.

A useful starting point is to review your existing phone system, internet service and working arrangements together. Australian businesses commonly experience faults with both phone and internet services, and ACMA research found that 40% of businesses with a business phone reported issues or faults. This is why the quality of the underlying network matters in either model. (acma.gov.au)

Which is better, PBX or VoIP for a small business?

VoIP is usually the simpler choice for a small business that wants professional phone features without buying and maintaining a large amount of phone hardware. A traditional PBX may still make sense if you have a relatively fixed team, an existing investment in handsets and no immediate need for remote access.

A small business often benefits from a cloud PBX when it needs:

  • A main business number.
  • Individual extensions.
  • Call transfers and hold functions.
  • Voicemail and voicemail-to-email.
  • Call queues or ring groups.
  • After-hours messages.
  • Mobile or computer calling.
  • Easy changes when staff join or leave.

A basic VoIP line may be enough for a very small team with simple call forwarding needs. You do not necessarily need a full cloud PBX just because you want to make calls over the internet.

The better question is: do you need a complete phone system, or only an internet-based phone service?

If you need structured call handling, extensions and visibility over incoming calls, look at a cloud VoIP phone system. If you only need one number and straightforward calling, a simpler VoIP service may be enough.

Do you need a PBX for VoIP?

No. You can use VoIP without owning or managing a PBX. You only need a PBX-style system when your business needs features such as extensions, call routing, queues, automated attendants or central administration.

A cloud PBX is one way to deliver VoIP. The provider hosts the phone system, while your business uses internet-connected phones, apps or computers to access it.

This is the relationship:

Term What it describes Does it require on-site PBX hardware?
VoIP The technology that carries voice calls over IP networks No
Traditional PBX An on-site business phone system Usually yes
IP PBX A PBX that uses IP networks and compatible devices Not always
Cloud PBX A hosted business phone system accessed online No
Softphone An app that acts like a business phone No

Some businesses use VoIP with a physical IP PBX at their premises. Others use a fully hosted cloud PBX. Both use VoIP, but the location and management of the phone system are different.

If the terminology is getting in the way, start with a plain-English guide to how VoIP works. The important decision is not whether VoIP includes a PBX. It is whether your business needs the features of a phone system and where you want that system managed.

Is VoIP cheaper than a traditional PBX?

VoIP can cost less over time, but it is not automatically cheaper in every situation. The total cost includes the service, compatible handsets, network improvements, installation, number porting, support and any integrations.

Cost area Traditional PBX VoIP or cloud PBX
Initial system Hardware and installation may create a larger upfront cost Often subscription-based, but devices and setup still cost money
Handsets May require model-specific phones Can use IP phones, apps or existing compatible devices
Maintenance Business is responsible for on-site equipment or support fees Provider usually manages the hosted platform
Adding users May require licences, cards, ports or cabling Often completed through administration software
Internet requirement Still needed for many modern business services Essential for normal calling
Backup arrangements May operate locally during some internet faults Needs a suitable failover plan
Upgrade path May depend on hardware capability Usually delivered through software and service updates

A traditional PBX can be cost-effective when it is already installed, paid for and reliable. Replacing it immediately may not produce a worthwhile return if the business has no need for remote work, new features or rapid expansion.

VoIP tends to become more attractive when you are moving premises, replacing ageing hardware, adding staff, opening another location or supporting hybrid work. Ask for the total cost over the expected life of the system rather than comparing only the monthly phone bill.

Australian providers must also give customers important service information. Before signing, compare the contract, inclusions, exclusions and fees in the ACMA guidance on telco contracts. (acma.gov.au)

Is a traditional PBX more reliable than VoIP?

A traditional PBX is not automatically more reliable than VoIP. A well-maintained PBX can be dependable, but it still relies on power, phone lines, hardware, cabling and specialist support. VoIP can be dependable when the internet connection, local network, power and failover arrangements are properly designed.

Reliability factor Traditional PBX VoIP or cloud PBX
Internet outage May continue working for some local functions, depending on the setup Can affect calling unless failover is available
Power outage May stop working unless backed up Phones, switches, routers and internet equipment may stop working
Hardware failure On-site PBX may require replacement or specialist repair Hosted platform is off-site, but local devices and connectivity can still fail
Office move Usually requires more physical planning Users can often be moved through configuration and internet access
Remote continuity May rely on forwarding or extra services Apps and alternative numbers can support continuity
Main risk Ageing equipment and local points of failure Internet, network congestion and power dependency

The largest gap in many VoIP discussions is that internet quality is part of phone-system quality. A fast internet plan alone does not guarantee clear calls. The business network must also handle voice traffic, Wi-Fi and other applications without creating delay or congestion.

A practical setup may include business-grade internet, suitable network equipment, prioritisation for voice traffic, backup connectivity and a power backup for critical equipment. The right design depends on your location, staff numbers and continuity requirements.

The ACMA overview of VoIP providers confirms that VoIP providers operate as telecommunications service providers in Australia. That does not remove the need to check service terms, support arrangements and outage processes before choosing a system. (acma.gov.au)

Is cloud PBX the same as VoIP?

Cloud PBX and VoIP are closely related but they are not the same thing. VoIP describes how calls are carried, while a cloud PBX describes the hosted phone system that manages users, numbers and call features.

A cloud PBX normally provides functions such as:

  • Extensions and user profiles.
  • Auto attendants.
  • Call queues.
  • Ring groups.
  • Call recording, where included and appropriately configured.
  • Business-hours rules.
  • Voicemail.
  • Mobile and desktop apps.
  • Administration through an online portal.

The cloud model removes the need for your business to host the main PBX hardware. It does not remove every local requirement. You may still need compatible desk phones, a stable network, power protection and a plan for internet outages.

Cloud PBX is often the most practical middle ground for a business that wants the features of a PBX without owning the server or telephone system at its premises. See the cloud phone system guide for the separate question of how cloud phone systems are set up and managed.

When should you keep your traditional PBX?

Keeping your traditional PBX can be sensible when it still meets your needs, is supported and does not restrict the way your business operates. A move is not automatically worthwhile simply because newer technology exists.

Consider keeping it when:

  • Your team works from one location.
  • The system is reliable and supported.
  • Your current phones and cabling are in good condition.
  • You do not need mobile or remote extensions.
  • Your call features are already adequate.
  • Replacement would require major changes with little business benefit.

Consider planning a move when:

  • The PBX is ageing or difficult to support.
  • Replacement parts are becoming hard to source.
  • You are moving offices.
  • Staff need to work from home or across locations.
  • You want apps, analytics or CRM integration.
  • Adding users is slow or expensive.
  • Your current phone services depend on infrastructure being retired or changed.

For Australian businesses, the migration path also depends on the type of service connected to the existing system. Some business services delivered over copper, including certain legacy services, may require a planned replacement rather than an automatic switch. nbn’s guidance on affected Special Services recommends speaking with your provider early and arranging migration where required. (nbnco.com.au)

Read the guide on whether a PBX is outdated for the separate question of whether older PBX technology still has a place.

What should you choose: PBX or VoIP?

Choose a traditional PBX if your business is office-based, your current system is reliable and you have no strong reason to change. Choose VoIP or a cloud PBX if you want flexible working, easier changes, modern features or less on-site phone infrastructure.

Choose this option When it is the stronger fit
Traditional PBX You have a stable office, working hardware and limited change planned
VoIP line You need simple internet calling with limited phone-system features
Cloud PBX You need extensions, call routing, mobile access and central administration
Hybrid migration You need to keep some existing equipment while moving services gradually

For many Australian businesses weighing PBX vs VoIP, the practical choice is a cloud PBX rather than a basic VoIP line. It delivers the management features people expect from a business phone system without requiring the business to own the central PBX hardware.

The safest approach is to compare your current system with your next three years of needs. Include staff growth, office moves, remote work, internet resilience, handset requirements and support. Do not choose based on the label alone.

Not sure which suits you? Get a quick recommendation from Nexgen.

PBX vs VoIP frequently asked questions

Is PBX better than VoIP?

A traditional PBX can be better when your business has a stable office, existing equipment and no need for remote access. VoIP is usually better when flexibility, cloud features and easier scaling matter more.

Which is better, PBX or VoIP for a growing business?

VoIP or a cloud PBX is usually the better fit for growth because users, numbers and call rules can often be managed through software. The right result still depends on internet quality, system design and support.

Is VoIP the same as a cloud PBX?

No. VoIP is the technology used to carry calls over IP networks, while a cloud PBX is a hosted phone system that uses VoIP and manages business calling features.

Can you use VoIP without a PBX?

Yes. A basic VoIP service can provide calling without a full PBX. You need a PBX-style platform when you require extensions, queues, automated menus, call routing or central administration.

Terms Of Use

Your access to the Nexgen website at https://www.nexgen.com.au is your acceptance of these Terms and Conditions and your access and use of the website is subject to these Terms and Conditions. If you do not accept these Terms and Conditions, you must refrain from using the Website. In these Terms and Conditions, capitalised words have special meanings. These special meanings are set out in the “General” section of this document.

Disclaimer of Liability – General Disclaimer

We are not liable to you or anyone else for any Loss in connection with use of this Website or a Linked Website or the failure to provide this Website.

This general disclaimer is not restricted or modified by any of the following specific warnings and disclaimers.

Disclaimer of Liability – Specific Warnings and Disclaimers

We are not liable to you or anyone else if interference with or damage to your computer systems occurs in connection with use of this Website or a Linked Website. You must take your own precautions to ensure that whatever you select for your use from this Website is free of viruses or anything else (such as worms or trojan horses) that may interfere with or damage the operations of your computer systems.

We may, from time to time, change or add to this Website (including these Terms and Conditions and privacy policy) or information, products or services without notice and your continued use of the Website will constitute acceptance of the variation. However, we do not undertake to keep this Website or these Terms and Conditions updated. We are not liable to you or anyone else if errors occur in the information on this Website or if that information is not up-to-date.

To the extent permitted by applicable law, all representations, warranties and other terms are excluded. You must ensure that your access to this Website is not illegal or prohibited by laws which apply to you or in your location.

To the extent permitted by applicable law, our liability for negligence, breach of contract or contravention of any law as a result of our failure to provide the Website, is limited to providing access to the Website.

You may not use the Website to collect or harvest Personal Information, including Internet addresses, about other users. You must comply with our Acceptable Use Policy available on the Website.

You must abide by any Terms and Conditions posted on the Website. You indemnify us from and against all actions, claims, suits, demands, liabilities, costs or expenses arising out of, or in any way connected to, the use of the Website by you.

Charges

You are responsible for the costs of all Internet access and telecommunications charges incurred when using the Website and accept that your use of the Website is your responsibility and is at your own risk entirely.

Nexgen operates secure servers to minimise the risk of unauthorised use of credit card information but unauthorised credit card use is at your risk.

Copyright

This Website, including without limitation, documents, information, programs and designs is our copyright property.

You are provided with access to it only for your personal and non-commercial use.

Other than for the purposes of and subject to the conditions prescribed under the Copyright Act 1968 (Commonwealth of Australia) and similar statutes that apply in your location, you may not, in any form or by any means:

1. adapt, reproduce, store, distribute, transmit, print, display, perform, publish or create derivative works from any part of this Website; or

2. commercialise any information, products or services obtained from any part of this Website, without our written permission.

Google Online Advertising

Nexgen use the Google AdWords Remarketing service which advertises across the internet to previous visitors to our website.

Google AdWords Remarketing displays relevant advertising content based on which sections of the Nexgen website you have visited. This is done by placing a cookie on your machine. A cookie is a small file sent to your browser from a web server to be stored on your computer. Cookies do not allow access to your computer or any data / files contained in your computer. It will not identify you in any way. Google Adwords Remarketing allow us to tailor our advertising and marketing content so it is relevant and suits your needs.

Any data collected as part of our use of Google Adwords Remarketing will be in accordance with Arrow’s privacy policy and Google’s privacy policy.

If you do not wish to be a part of our Google AdWords Remarketing, you can opt out by visiting Google Ads Preference Manager:

https://www.google.com/settings/ads

Then go to the “opt-out settings” where you can opt out of all interest based ads on Google and across the web.

Trade Marks

Intellectual Property in all materials, documents, information, data, images, logos and trade marks that we provide you or which are contained on the Website are owned or licensed to us and all rights are reserved.

Other product and company names mentioned in this Website may be the trade marks of other people or entities.

If you use any of our trade marks to refer to our activities, products or services, you must include a statement attributing that trade mark to us. You must not use any of our trade marks:

Linked Websites

This Website may contain links to Linked Websites. Those links are provided for convenience only and may not remain current or be maintained. We do not make any representation as to the accuracy or sustainability of any of the information contained on those other sites, and do not accept any responsibility or liability for the conduct or content of those other sites.

Links to those Linked Websites should not be construed as any endorsement, approval, recommendation, or preference by us of the owners or operators of the Sites, or for any information, products or services referred to on those Other Websites.

Unless stated otherwise on this Website, we have:

1. no relationship with the owners or operators of those Linked Websites; and

2. no control over or rights in those Linked Websites.

Personal Information

When transacting with you we may ask you for personal details such as your name, address and email address so that we can accurately identify who is using our services. By accessing the Website you consent to us sending you commercial electronic messages. If you do not want us to send you commercial electronic messages you may ask us not to by sending a blank email to [email protected]

Cookies

“Cookies” are a standard for storing small pieces of data on a web client (ie. the web browser on your computer). Any Web server (including this one) may:

1. store one or more cookies in your browser; or

2. request your browser to transmit the data to the Web server.

This Website may store cookies on your Web client in order to better serve you upon your subsequent visits to this Website.

By using cookies, Websites can track information about visitors’ usage of the site, provide customised content, or even the use of password protection. Note that some browsers can be configured to allow cookies to be accessed by servers other than the originating server.

Please note that most Web browsers can also be configured to notify the user when a cookie is received, allowing you to either accept or reject it. Please refer to the documentation and help screens for your web browser.

Security of Information

Unfortunately, no data transmission over the Internet can be guaranteed as totally secure. Whilst we strive to protect such information, we do not warrant and cannot ensure the security of any information or content which you transmit to us. Accordingly, any information which you transmit to us is transmitted at your own risk. Nevertheless, once we receive your transmission, we will take reasonable steps to preserve the security of such information.

Termination of Access

Access to this Website may be terminated at any time by us without notice. Our disclaimer will nevertheless survive any such termination.

General

In these Terms and Conditions:

1. “Intellectual Property” means any and all intellectual and industrial property rights throughout the world including but not limited to any copyright, trade mark, domain name, business name, design, patent, circuit layout, semi-conductor or other similar proprietary rights and licenses and sub-licenses of such rights (irrespective of whether or not such rights are registered, or formal or informal); trade secrets, technical or non-technical data, knowledge, information or documentation; secret or confidential operations or information; business systems, business methods or business plans (whether registered, formal, informal or otherwise); customer lists, supplier lists and other proprietary lists, names, addresses or information not generally known; techniques, diagrams, data, proofs, prints, particulars, inventions and prototypes.

2. “Linked Websites” means Websites of people other than NexGen which are hyperlinked from this Website.

3. “Loss” means any loss or damage, however caused (including through negligence) which may be directly or indirectly suffered.

4. “Personal Information” means any information from which your identity is apparent or can be reasonably ascertained as defined in the Privacy Act 1988 (Cth).

5. This “Website” means the whole or any part of the web pages located at https://www.nexgen.com.au (including the layout of this Website; individual elements of the Website design; underlying code elements of this Website; or text, sounds, graphics, animated elements or any other content of this Website).

6. “We” and “us” refer to Nexgen Australia Group Pty Ltd trading Nexgen Australiaas and “our” has a similar meaning.

These Terms and Conditions are governed by the laws in force in New South Wales, Australia and you submit to the non-exclusive jurisdiction of the courts of New South Wales, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with these Terms and Conditions or this Website.

Nothing contained in these Terms and Conditions derogates from Nexgen’s right to comply with law enforcement requests or requirements relating to your use of this Website or information provided to or gathered by Nexgen with respect to that use.

Nexgen Master Security License Certificate Number is 410 295 251, ID Number 108 216 452 Nexgen is a member of ASIAL.

Privacy Policy

  • 1. About this Document
    • 1.1 This document (“Privacy Policy”) sets out the policy of Nexgen Investment Group Pty Ltd Trading As Nexgen Australia – ABN 88 606 251 503 in respect of the treatment of your Personal Information or your affairs or personal particulars.
  • 2. Interaction with Telecommunications Act 1997 (Cth)
    • 2.1 Nexgen is a Carriage Service Provider and is subject to obligations set out in the Telecommunications Act 1997 (Cth)
    • 2.2 To the extent that any of your Personal Information is also information of the kind referred to section 276 of the Telecommunications Act 1997 (Cth) (in particular, information that relates to your affairs or personal particulars) Nexgen will not use or disclose that information unless permitted by the Telecommunications Act 1997 (Cth) and the Privacy Act 1988 (Cth).
  • 3. Dictionary
    • 3.1 To assist in the understanding of this Privacy Policy, the following capitalized words in this Privacy Policy have the following meanings:
      Carriage Services has the meaning given to that term in the Telecommunications Act 1997 (Cth).
      Carriage Service Provider has the meaning given to that term in the Telecommunications Act 1997 (Cth).
      Personal Information has the meaning given to that term in the Privacy Act 1988 (Cth).
      Related Body Corporate has the meaning given to that term in the Privacy Act 1988 (Cth).
      Sensitive Information has the meaning given to that term in the Privacy Act 1988 (Cth).
      and includes information as to race, political opinion, religious believes, sexual preferences and membership of a professional or trade association.
  • 4. Collection
    • 4.1 1 Nexgen will collect Personal Information from you if that Personal Information is necessary for one or more of Nexgen’s functions or activities.
    • 4.2 Personal Information is predominantly collected so that Nexgen can supply Carriage Services to you (or contact you in respect of a proposed supply of Carriage Services) and perform ancillary and incidental functions. This includes:
      • customer service;
      • complaints handling;
      • billing; and
      • promoting our special offers as well as offers from our Related Bodies Corporate, suppliers and/or affiliated third parties.
    • 4.3 Nexgen may collect Personal Information using several different methods. For example, Personal Information may be collected by Nexgen:
      • directly from you by telephone, email or by completing a form (e.g. Nexgen may be provided with Personal Information on a customer application form, during contractual negotiations, during voice verification etc.); or
      • from third parties such as our Related Bodies Corporate, credit reporting agencies or your representatives; or
      • from information in the public domain – however if it is reasonable and practicable to do so, we will only collected Personal Information about you directly from you.
    • 4.4 Nexgen will take reasonable steps to ensure that you are aware at the time of collection (if practicable):
      • that Nexgen is collecting the Personal Information and as to how to contact Nexgen (if this is not obvious to you);
      • that you may gain access to the Personal Information (see paragraph 9 below);
      • the purpose for which the Personal Information is collected (this may be referring you to this Privacy Policy); done by
      • of the organisations (or types of organisations) to which Nexgen usually discloses Personal Information (this may be done by referring you to this Privacy Policy);
      • of any law that requires the Personal Information to be collected (for example, for compliance with the laws relating to the Integrated Public Number Database); and
      • of the consequences (if any) of Nexgen not collecting the Personal Information (typically, this will be an inability to supply Carriage Services to you).
    • 4.5 If it is not practicable for Nexgen to take reasonable steps to ma e you aware of the matters set out in paragraph 4.4 at the time of collection, Nexgen will do so as soon as practicable after collection.
  • 5. Use and Disclosure
    • 5.1 Nexgen will generally only use Personal Information for the primary purpose for which it was collected (for example, Personal Information set out in a customer application form is collected for Nexgen). the primary purpose of facilitating the supply of Carriage Services by
    • 5.2 However, Nexgen may use or disclose Personal Information for a secondary purpose in the following circumstances:
      Reasonable Expectation
    • 5.3 Nexgen may use or disclose Personal Information for a secondary purpose if:
      • the secondary purpose is related to (or if the Personal Information is Information, directly related to) the primary purpose of collection; and Sensitive
      • you would reasonably expect Nexgen use or disclose the Personal Information for that purpose.
    • 5.4 For example, Nexgen considers that if you are a customer, you would reasonably expect Nexgen to disclose or use your Personal Information to:
      • its printing and mailing house to print and dispatch correspondence and communications to you or
      • notify the customer of special offers or promotions from Nexgen, its Related Bodies Corporate, suppliers and/or affiliated third parties; or
      • ask you to participate in a customer satisfaction survey; or
      • to its dealers, sub-contractors and agents to enable them to perform certain functions on behalf of Nexgen.
  • Consent
    • 5.5 5 Nexgen may use or disclose Personal Information for a secondary purpose if you provide your express consent or consent can be implied.
    • 5.6 Nexgen may seek your consent on an application form for services, during the voice contracting stage of your application or in some other way.
  • Direct Marketing
    • 5.7 Nexgen may use or disclose Personal Information for the secondary purpose of direct marketing.
    • 5.8 Unless paragraphs 5.3 to 5.6 allow Nexgen to otherwise use Personal Information for direct marketing, Nexgen will only use Personal Information for direct marketing to you if:
      • it is not Sensitive Information;
      • it is impracticable for Nexgen to seek your consent before that particular use;
      • Nexgen will not charge you for giving effect to a request by you to not receive direct marketing communications;
      • you have not made a request to Nexgen not to receive direct marketing communications;
      • in each direct marketing communication with you, Nexgen draws to your attention, or prominently displays a notice, that you may express a wish not to receive any further direct marketing communications; and
      • each written direct marketing communication by Nexgen with you sets out Nexgen’s business address and telephone number and, if the communication is made by fax, telex or other electronic means, a number or address at which Nexgen can be directly contacted electronically.
    • 5.9 To avoid doubt, Nexgen will also comply with the Spam Act 2001 (Cth) and Do Not Call Register Act 2006 (Cth) in circumstances of direct marketing to you.
  • Life, Health and Safety
    • 5.10 Nexgen may use or disclose Personal Information if Nexgen reasonably believes that it is necessary to lessen or prevent:
      • a serious and imminent threat to an individual’s life, health or safety; or
      • a serious threat to public health or public safety.
  • Unlawful Activity
    • 5.11 Nexgen may use or disclose Personal Information if Nexgen has reason to suspect that unlawful activity has been, is being, or may be engaged in. However, Nexgen’s use or disclosure will be limited to that which is a necessary part of Nexgen’s investigation into the matter or in reporting Nexgen’s concerns to relevant persons or authorities.
  • Permitted by Law
    • 5.12 Nexgen may use or disclose Personal Information if Nexgen is permitted by law to do so. For example, Nexgen may disclose your Personal Information pursuant to:
      • a law enforcement request;
      • ccourt order or subpoena; or
      • its interception obligations.
  • Disclosure to Enforcement Body
    • 5.13 Nexgen may use or disclose Personal Information if Nexgen is permitted by law to do so. For example, Nexgen may disclose your Personal Information pursuant to an enforcement body (for example, the Australian Federal Police, ASIC, ACCC, police force etc.) if Nexgen believes that it is reasonably necessary for:
      • the prevention, detection, investigation, prosecution or punishment of criminal offences, breaches of a law imposing a penalty or sanction or breaches of a prescribed law;
      • the enforcement of laws relating to the confiscation of the proceeds of crime;
      • the protection of the public revenue;
      • the prevention, detection, investigation or remedying of seriously improper conduct or prescribed conduct; or
      • the preparation for, or conduct of, proceedings before any court or tribunal, or implementation of the orders of a court or tribunal.
  • 6. Data Quality
    • 6.1 Nexgen will review, on a regular and ongoing basis, its collection and storage practices to ascertain how improvements to accuracy can be achieved.
    • 6.2 Nexgen will also take reasonable steps to make sure that the Personal Information collected, used or disclosed is accurate, complete and current.
  • 7. Data Security
    • 7.1 Nexgen will take reasonable steps to protect the Personal Information it holds from misuse and loss and from unauthorised access, modification or disclosure. It will generally do so by:
      • restricting or limiting the access to Personal Information to those of its employees, agents or contractors who have a ‘need to know’;
      • removing access from employees, agents or contractors who no longer work for or with Nexgen or no longer have a ‘need to know’;
      • reviewing and resetting passwords which provide access to Personal Information with reasonable frequency; and
      • implement enhanced security access features to prevent unauthorised access, use or disclosure.
    • 7.2 Nexgen will take reasonable steps to destroy or permanently de-identify Personal Information if it is no longer needed for any purpose for which the Personal Information may be used or disclosed.
  • 8. Openness
    • 8.1 The Nexgen website will contain a prominently displayed link to this Privacy Statement.
    • 8.2 Nexgen will refer any person to this Privacy Statement if that person requests information on Nexgen’s policy on the management of Personal Information.
    • 8.3 On request by a person, Nexgen will take reasonable steps to let the person know, in general terms, what sort of Personal Information is held and the reasons for which that Personal Information is generally collected. Nexgen will also provide information, in general terms, in respect of how Nexgen holds, uses and discloses that Personal Information.
  • 9. Access and Correction
    • 9.1 1 If Nexgen holds your Personal Information, Nexgen will provide you with access on request to that Personal Information, in particular, so that you can verify the Personal Information is accurate, complete and current. If the Personal Information is not accurate, complete or current, Nexgen will take reasonable steps to remedy the inaccurate, incomplete or outdated Personal Information.
    • 9.2 However, Nexgen will not provide you with access to the extent that:
      • providing access would pose a serious and imminent threat to the life or health of any person; or
      • providing access would have an unreasonable impact upon the privacy of any other person; or
      • the request for access is frivolous or vexatious; or
      • the Personal Information relates to existing or anticipated legal proceedings between Nexgen and yourself, and the Personal Information would not be accessible by the process of discovery in those proceedings; or
      • providing access would reveal Nexgen’s intentions in relation to negotiations with you in such a way as to prejudice those negotiations; or
      • providing access would be unlawful; or
      • denying access is required or authorised by or under law; or
      • providing access activity; or would be likely to prejudice an investigation of possible unlawful
      • providing access would be likely to prejudice:
        • the prevention, detection, investigation, prosecution or punishment of criminal offences, breaches of a law imposing a penalty or sanction or breaches of a prescribed law; or
        • the enforcement of laws relating to the confiscation of the proceeds of crime; or a prescribed law; or
        • the protection of the public revenue; or
        • the prevention, detection, investigation or remedying of seriously improper conduct or prescribed conduct; or
        • the preparation for, or conduct of, proceedings before any court or tribunal, or implementation of its orders; by or on behalf of an enforcement body; or
      • an enforcement body performing a lawful security function asks Nexgen not to provide access to the information on the basis that providing access would be likely to cause damage to the security of Australia.
    • 9.3 Additionally, if providing access would reveal evaluative information generated within Nexgen in connection with a commercially sensitive decision-making process, Nexgen may give you an explanation for the commercially sensitive decision rather than direct access to the information.
    • 9.4 Nexgen reserves the right to charge a fee for searching for and providing access to your Personal Information (except if any other law prohibits Nexgen from charging a fee). In any event,
  • 10. Anonymous Transactions
    • 10.1 Nexgen will allow its customers to transact with it anonymously wherever that is reasonable and practicable.
  • 11. Transferring Personal Information Overseas11.1 Nexgen may transfer Personal Information outside of Australia where Nexgen considers that it is necessary or desirable to do so. However, Nexgen will not transfer your Personal Information outside of Australia unless any of the following circumstances exist:
    • Nexgen reasonably believes that the recipient of the Personal Information is subject to a law, binding scheme or contract which effectively upholds principles for fair handling of the information that are substantially similar to the National Privacy Principles contained in the Privacy Act 1988 (Cth); or
    • you consent to the transfer; or
    • the transfer is necessary for the performance of a contract between Nexgen and yourself, or for the implementation of pre-contractual measures taken in response to the your request; or
    • the transfer is necessary for the conclusion or performance of a contract concluded in your interest between the Nexgen and a third party; or
    • all of the following apply:
      • the transfer is for your benefit;
      • it is impracticable to obtain your consent to that transfer;
      • if it were practicable to obtain your consent, you would be likely to give it; or
    • Nexgen has taken reasonable steps to ensure that the information which it has transferred will not be held, used or disclosed by the recipient of the information inconsistently with the National Privacy Principles contained in the Privacy Act 1988 (Cth).